Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 110,971 10,971 10.97
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 10,971 Short Term Not Applicable 3,291 7,680

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Reg Gr 16-05-2007 1.2 12.5 10.08 8.26 6.55 7.41 7.07
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 12.26 9.12 7.57 6.16 7.37 7.85
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 11.87 9.41 8.57 6.67 - 7.23
Union Dynamic Bond Gr 13-02-2012 1.56 11.86 8.65 7.4 5.71 6.24 6.71
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 11.83 8.93 8.83 7.96 6.56 7.74
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.76 11.81 8.93 7.67 6.03 7.14 6.02
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.69 11.48 8.65 7.94 5.83 6.68 7.7
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 11.43 9.13 7.58 6.92 8.01 8.14
PGIM India Dynamic Bond Gr 12-01-2012 1.64 11.43 8.74 7.4 5.96 7.2 7.61
JM Dynamic Debt Reg Gr 25-06-2003 0.97 11.42 8.45 7.53 6.43 6.93 6.75
SBI Dynamic Bond Reg Gr 10-02-2004 1.4 11.36 8.84 8.26 6.37 7.67 6.21
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 11.12 8.76 7.81 6.82 7.59 8.08
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 11.06 9.15 7.72 7.12 6.96 7.05
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 11.02 8.72 7.7 6.21 6.92 6.62
HDFC Dynamic Debt Gr 28-04-1997 1.52 10.97 8.67 7.48 7.16 6.45 8.17
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 10.92 8.44 7.24 - - 6.4
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 10.74 7.91 7.05 5.43 6.5 7.1
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 10.55 8.41 9.83 9.05 6.95 7.9
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 10.5 8.7 8.11 7.27 8.13 8.48
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 10.44 8.01 6.89 5.09 - 5.47
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 9.73 7.35 6.45 5.54 - 6.31
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 8.08 6.82 5.96 4.63 - 5.9