Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 109,467 9,467 9.47
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 9,467 Short Term Not Applicable 2,840 6,627

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 11.75 8.93 9.08 6.28 7.25 6.68
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 11.56 9.22 8.59 7.48 7.25 7.11
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 11.01 8.83 9.36 7.79 6.66 7.74
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 11.01 8.83 9.35 7.79 6.65 7.52
JM Dynamic Debt Reg Gr 25-06-2003 0.97 10.78 8.29 7.85 6.32 6.9 6.75
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 10.73 8.3 8.59 6.42 7.68 8.06
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 10.46 9.19 8.79 6.64 - 7.21
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.77 10.33 8.51 7.84 5.7 7.22 6.0
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 10.08 8.3 7.56 8.86 7.08 7.91
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 10.06 8.63 8.08 6.49 8.02 8.1
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 10.0 8.52 8.69 7.06 8.34 8.47
DSP Strategic Bond Reg Gr 16-05-2007 1.19 9.89 8.54 8.21 6.06 7.42 7.0
SBI Dynamic Bond Reg Gr 10-02-2004 1.41 9.87 8.14 8.48 6.04 7.81 6.19
PGIM India Dynamic Bond Gr 12-01-2012 1.64 9.82 8.17 7.5 5.64 7.2 7.55
Union Dynamic Bond Gr 13-02-2012 1.55 9.77 7.82 7.58 5.3 6.31 6.64
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 9.65 7.92 8.22 5.53 6.75 7.66
HDFC Dynamic Debt Gr 28-04-1997 1.52 9.48 8.18 7.81 6.84 6.61 8.14
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 9.29 7.74 7.51 5.13 - 5.47
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 9.21 7.99 7.19 - - 6.22
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 8.74 7.13 7.17 4.69 - 6.0
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 8.53 7.92 7.9 5.48 7.39 7.72
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 8.47 7.03 7.17 4.92 6.52 7.01
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 8.3 6.66 6.54 5.34 - 6.12