Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,505 4,505 4.51
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,505 Short Term Not Applicable 1,352 3,154

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.02 9.0 8.26 7.04 7.01 7.0
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.52 8.0 7.86 6.67 8.06 8.36
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.15 7.07 6.95 4.76 - 5.91
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 7.13 7.97 7.95 5.93 6.85 6.55
JM Dynamic Debt Reg Gr 25-06-2003 0.98 6.59 7.77 7.27 5.75 6.6 6.65
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 6.36 7.98 7.68 6.92 6.33 7.61
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 6.36 7.98 7.68 6.91 6.32 7.37
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.05 7.65 7.63 5.9 7.34 7.86
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 5.78 7.31 7.0 8.44 6.69 7.71
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 5.59 7.44 7.09 4.8 - 5.27
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 5.59 7.94 8.0 6.24 - 6.88
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 5.31 7.55 7.08 5.26 6.82 5.87
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 5.12 7.48 7.55 5.87 7.42 6.09
PGIM India Dynamic Bond Gr 12-01-2012 1.64 4.83 7.37 6.81 5.24 6.85 7.33
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 4.66 7.86 7.47 5.88 7.63 7.94
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 4.57 6.86 7.03 5.22 6.34 7.5
HDFC Dynamic Debt Gr 28-04-1997 1.52 4.28 6.97 6.91 6.12 6.19 8.01
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.13 6.02 5.87 5.07 - 5.75
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 4.03 6.55 6.27 - - 5.42
Union Dynamic Bond Gr 13-02-2012 1.55 3.97 6.74 6.81 4.68 5.88 6.37
DSP Strategic Bond Reg Gr 16-05-2007 1.21 3.61 7.18 7.55 5.59 6.99 6.81
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 2.91 5.88 6.11 4.39 6.05 6.77
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 1.9 6.89 6.94 4.9 6.88 7.49